Chasing payment often takes time, energy, and resources away from running your business or personal affairs.
Our debt recovery lawyers act for individuals and businesses to resolve debts efficiently. We review the debt, advise on your options and take decisive steps.
Our focus is to help you recover money owed as quickly and cost-effectively as possible.
Debt recovery is the process of pursuing money that is owed but has not been paid. This could be an unpaid invoice, loan, lease or judgment debt.
Recovery may involve informal negotiations, sending a formal letter of demand, or, if necessary, taking legal action through the courts.
If court proceedings are successful, enforcement steps such as garnishee orders, property seizure or bankruptcy proceedings can be used.
Effective debt recovery requires balancing speed, cost and the debtor’s ability to pay.
Our debt recovery lawyers guide you through this process, assess your options and take decisive steps to improve your chances of being paid.
While some debts can be resolved through reminders or negotiation, many debtors only respond when a lawyer becomes involved.
We prepare letters of demand that carry legal weight, commence proceedings where required and manage enforcement actions to maximise recovery.
Without legal advice, you may spend time and money chasing debts that are not legally recoverable or risk exposing yourself to counterclaims.
Engaging a lawyer early often leads to faster payment and helps you avoid costly mistakes.
The debt recovery process usually begins with a review of the contract, invoice or agreement to confirm that the debt is legally enforceable.
The next step is a letter of demand which sets out the amount owed and the deadline for payment.
If the debtor does not pay, court proceedings may be commenced to obtain a judgment.
Once judgment is entered, various enforcement methods are available — such as garnisheeing wages or bank accounts, seizing assets or initiating winding-up or bankruptcy proceedings.
Each step requires careful planning to ensure costs are proportionate to the amount being recovered.
Our debt recovery lawyers advise you on the most effective course of action for your situation.
Disputed debts are common and require a different approach.
A debtor may argue that goods or services were defective, that the contract terms were unclear or that the amount claimed is incorrect. In these cases, the dispute must be resolved before recovery can proceed. This may involve reviewing documents, negotiating with the debtor, or, in some cases, commencing litigation to have the dispute determined by a court.
Our debt recovery lawyers assess the strength of your claim, gather supporting evidence and frame arguments to protect your position.
Where possible, we aim to resolve disputes efficiently through negotiation, but if court action is necessary, we act decisively to enforce your rights.
The cost of debt recovery depends on the complexity of the matter, whether the debt is disputed and what enforcement steps are required.
Simple matters resolved through a letter of demand may be inexpensive, while litigation and enforcement involve higher costs.
In many cases, contracts allow you to recover interest and legal costs from the debtor, reducing your out-of-pocket expenses.
We provide upfront estimates and fixed fees wherever possible, so you know the likely costs before proceeding.
Our goal is to ensure that pursuing recovery makes commercial sense and that you do not spend more than the debt is worth.
Sometimes debtors are insolvent or have no recoverable assets.
In these cases, pursuing recovery through the courts may not be commercially worthwhile.
Options may include negotiating a payment plan, accepting a settlement for part of the debt, or, in some cases, writing it off.
A debt recovery lawyer provides honest advice about whether enforcement is viable and helps you make informed decisions that balance recovery against cost and risk.
Acting quickly often improves your chances of recovery, as delaying may allow the debtor to dissipate assets.
Recovering debts isn’t just about chasing payments — it’s about using the right strategy, at the right time, to protect your financial position.
We act quickly to issue letters of demand, commence proceedings, and keep pressure on the debtor so the matter doesn’t drag on.
We tailor a recovery plan to your debt, balancing speed, cost, and the debtor’s ability to pay to achieve the best result.
We ensure compliance with debt collection laws and protect you from counterclaims, harassment allegations, or wasted costs on unenforceable debts.
Our goal is straightforward — to recover money owed to you. We focus on practical outcomes that protect your cash flow and financial stability.
We’re here to recover what’s yours
Whether you are owed money under a contract, loan or judgment, our debt recovery lawyers provide clear strategies to enforce your rights and improve your chances of recovery.
When money is on the line, you need lawyers who combine speed, commercial judgment, and persistence.
We deal with debt recovery daily, so you benefit from proven experience and tested processes.
We don’t just chase debts blindly. We weigh cost, time, and recovery prospects to ensure every step makes financial sense for you.
We keep the pressure on debtors with firm communication, legal proceedings where required and decisive enforcement.
We explain your options in plain English, update you at every stage, and give you confidence in how the process is progressing.
